Growing older is a reality that cannot be ignored. Making provisions and planning ahead can make all the difference when it comes to approaching old age with comfort and dignity. People often think that if they have made arrangements to move into a retirement community they will be eligible to receive frail care, however this […]

Estate planning can be a sensitive subject. Many people expect their plans to only be unveiled after their passing, choosing to avoid creating unnecessary tension within their family. However, many times this is merely delaying the inevitable. Having an open conversation with family, while being able to talk through thought processes and rationale, can dissipate […]

At SAIFAA we’ve always guided our independent financial adviser members to view financial planning in two distinct phases. Clients are either in the accumulation phase of managing their wealth, or the decumulation phase. Covid-19 has not changed the way that we as SAIFAA guide our members; if anything, it has shone a spotlight onto the […]

“If your compassion does not include yourself, it is incomplete.” – Buddha We are living in strange, difficult and confusing times. No, it’s not because of the COVID-19 pandemic. It’s because we’re living in times where we’ve forgotten about what really matters most. We’ve forgotten who we need to be put first, because we’ve become […]