At our next First-Fridays session, Johann Peens (member of our EXCO and EB specialist) will be sharing some insightful updates and key focus points for working with EB schemes in 2026.

The Two-Pot Retirement System didn’t fix retirement. It fixed access.

And access changes behaviour.

In this practical, straight-talking session, Johann “JP” Peens, CFP®, unpacks what really matters for independent advisors, not the legislation you already know, but the conversations that now follow.

Because in South Africa:

1. Access ≠ good decisions
2. Liquidity ≠ strategy
3. Preservation ≠ punishment

The first withdrawal sets a behavioural norm.
Leakage destroys compounding.
And clients don’t need more options, they need perspective.

This webinar focuses on:

• The biggest misconception in the Two-Pot era
• Why liquidity is not an emergency fund
• How preservation quietly improves outcomes
• The three-bucket framework for smarter investing
• Why advisor value is increasing in complexity

Two-Pot didn’t make advice harder.
It made good advice impossible to replace.

If you’re an independent advisor who wants to lead, not react then this session is for you!