“At least 40% of your clients and their spouses are either close to, or already within, the Decumulation Phase (retirement) of the Journey of Life.” This is the message that SAIFFA founder, Derek Smorenburg, shared with financial advisers at a recent online meeting. But the problem this poses is by no means a new hurdle […]
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WEBINAR SERIES – FOR FINANCIAL ADVISORS AND THE PUBLIC
This July and August, the South African Independent Financial Advisors Association (SAIFAA) will be hosting a series of Certified Post Retirement Practitioner (CPRP®) webinars, to address the often-neglected issue of Post-Retirement Planning. Marketing and brand experience experts, CWDi, have been appointed to manage the webinars. The webinar series is the first of its kind in […]
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Two key life stages for financial planning: Accumulation and Decumulation
At SAIFAA we’ve always guided our independent financial adviser members to view financial planning in two distinct phases. Clients are either in the accumulation phase of managing their wealth, or the decumulation phase. Covid-19 has not changed the way that we as SAIFAA guide our members; if anything, it has shone a spotlight onto the […]
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Planning a new journey for your(self) clients
“If your compassion does not include yourself, it is incomplete.” – Buddha We are living in strange, difficult and confusing times. No, it’s not because of the COVID-19 pandemic. It’s because we’re living in times where we’ve forgotten about what really matters most. We’ve forgotten who we need to be put first, because we’ve become […]
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Prescribed Assets = State Theft
“The problem with socialism is that you eventually run out of other peoples’ money.” Margaret Thatcher Everything is connected. For us to hope that personal finances are separate to public coffers, and that decisions made at a national caucus don’t impact conversations over a Nespresso cappuccino is to have our blinkers on and do our […]
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